Friday, January 27, 2012

99 Ways to Save In Your Home – Conserve Energy

  1. Clean or replace air filters on your air conditioning unit at least once a month.  
  2. If you have central air conditioning, do not close vents in unused rooms.  
  3. Lower the thermostat on your water heater to 120.
  4. Wrap your water heater in an insulated blanket.
  5. Turn down or shut off your water heater when you will be away for extended periods.
  6. Turn off unneeded lights even when leaving a room for a short time.
  7. Set your refrigerator temperature at 36 to 38 and your freezer at 0 to 5 .
  8. When using an oven, minimize door opening while it is in use; it reduces oven temperature by 25 to 30 every time you open the door.
  9. Clean the lint filter in your dryer after every load so that it uses less energy.
  10. Unplug seldom used appliances.
  11. Use a microwave when- ever you can instead of a conventional oven or stove.
  12. Wash clothes with warm or cold water instead of hot.
  13. Reverse your indoor ceiling fans for summer and winter operations as recommended.
  14. Turn off lights, computers and other appliances when not in use.
  15. Purchase appliances and office equipment with the Energy Star Label; old refrigerators, for example, use up to 50 more electricity than newer models.
  16. Only use electric appliances when you need them.
  17. Use compact fluorescent light bulbs to save money and energy.
  18. Keep your thermostat at 68 in winter and 78 in summer.
  19. Keep your thermostat higher in summer and lower in winter when you are away
  20. Insulate your home as best as you can.
  21. Install weather stripping around all doors and windows.
  22. Shut off electrical equipment in the evening when you leave work.
  23. Plant trees to shade your home.
  24. Shade outside air conditioning units by trees or other means.
  25. Replace old windows with energy efficient ones.
  26. Use cold water instead of warm or hot water when possible.
  27. Connect your outdoor lights to a timer.
  28. Buy green electricity - electricity produced by low - or even zero-pollution facilities (NC Greenpower for North Carolina - www.ncgreenpower.org). In your home-reduce toxicity.

 

In Your Home – Reduce Toxicity

29.  Eliminate mercury from your home by purchasing items without mercury, and dispose of items containing mercury at an appropriate drop-off facility when necessary (e.g. old thermometers).

30.  Learn about alternatives to household cleaning items that do not use hazardous chemicals.

31.  Buy the right amount of paint for the job.

32.  Review labels of household cleaners you use. Consider alternatives like baking soda, scouring pads, water or a little more elbow grease.

33.  When no good alternatives exist to a toxic item, find the least amount required for an effective, sanitary result.

34.  If you have an older home, have paint in your home tested for lead. If you have lead-based paint, cover it with wall paper or other material instead of sanding it or burning it off.

35.  Use traps instead of rat and mouse poisons and insect killers.

36.  Have your home tested for radon.

37.  Use cedar chips or aromatic herbs instead of mothballs.

In Your Yard

  1. Avoid using leaf blowers and other dust-producing equipment.
  2. Use an electric lawn- mower instead of a gas-powered one.
  3. Leave grass clippings on the yard-they decompose and return nutrients to the soil.
  4. Use recycled wood chips as mulch to keep weeds down, retain moisture and prevent erosion.
  5. Use only the required amount of fertilizer.
  6. Minimize pesticide use.
  7. Create a wildlife habitat in your yard.
  8. Water grass early in the morning.
  9. Rent or borrow items like ladders, chain saws, party decorations and others that are seldom used.
  10. Take actions that use non hazardous components (e.g., to ward off pests, plant marigolds in a garden instead of using pesticide).
  11. Put leaves in a compost heap instead of burning them or throwing them away. Yard debris too large for your compost bin should be taken to a yard-debris recycler.

  In Your Office

  1. Copy and print on both sides of paper.
  2. Reuse items like envelopes, folders and paper clips.
  3. Use mailer sheets for interoffice mail instead of an envelope.Use mailer sheets for interoffice mail instead of an envelope.
  4. Set up a bulletin board for memos instead of sending a copy to each employee.
  5. Use e-mail instead of paper correspondence.
  6. Use recycled paper.
  7. Use discarded paper for scrap paper.
  8. Encourage your school and/or company to print documents with soy-based inks, which are less toxic.
  9. Use a ceramic coffee mug instead of a disposable cup.

    Ways To Protect Our Air

  10. Ask your employer to consider flexible work schedules or telecommuting.
  11. Recycle printer cartridges.
  12. Shut off electrical equipment in the evening when you leave work.
  13. Report smoking vehicles to your local air agency.
  14. Don't use your wood stove or fireplace when air quality is poor.
  15. Avoid slow-burning, smoldering fires. They produce the largest amount of pollution.
  16. Burn seasoned wood - it burns cleaner than green wood.
  17. Use solar power for home and water heating.
  18. Use low-VOC or water-based paints, stains, finishes and paint strippers.
  19. Purchase radial tires and keep them properly inflated for your vehicle.
  20. Paint with brushes or rollers instead of using spray paints to minimize harmful emissions.
  21. Ignite charcoal barbecues with an electric probe or other alternative to lighter fluid.
  22. If you use a wood stove, use one sold after 1990. They are required to meet federal emissions standards and are more efficient and cleaner burning.
  23. Walk or ride your bike instead of driving, whenever possible.
  24. Join a carpool or vanpool to get to work.

 

  Ways to Use Less Water

  1. Check and fix any water leaks.
  2. Install water-saving devices on your faucets and toilets.
  3. Don't wash dishes with the water running continuously.
  4. Wash and dry only full loads of laundry and dishes.
  5. Follow your community's water use restrictions or guidelines.
  6. Install a low-flow shower head.
  7. Replace old toilets with new ones that use a lot less water.

80.       Turn off washing machine's water supply to prevent leaks.

Ways to Protect Our Water

  1. Revegetate or mulch disturbed soil as soon as possible.
  2. Never dump anything down a storm drain.
  3. Have your septic tank pumped and system inspected regularly.
  4. Check your car for oil or other leaks, and recycle motor oil.
  5. Take your car to a car wash instead of washing it in the driveway.
  6. Learn about your watershed.

    Create Less Trash

  7. Buy items in bulk from loose bins when possible to reduce the packaging wasted.
  8. Avoid products with several layers of packaging when only one is sufficient. About 33 of what we throw away is packaging.
  9. Buy products that you can reuse.
  10. Maintain and repair durable products instead of buying new ones.
  11. Check reports for products that are easily repaired and have low breakdown rates.
  12. Reuse items like bags and containers when possible.
  13. Use cloth napkins instead of paper ones.
  14. Use reusable plates and utensils instead of disposable ones.
  15. Use reusable containers to store food instead of aluminum foil and cling wrap.
  16. Shop with a canvas bag instead of using paper and plastic bags.
  17. Buy rechargeable batteries for devices used frequently.
  18. Reuse packaging cartons and shipping materials. Old newspapers make great packaging material.
  19. Compost your vegetable scraps.

Conserve-energy-sign-s-7277

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Tips on how to donate your old electronics

Electronics_donate

 

Many non-profit organizations accept donations of electronic devices, especially computers and office equiptment.  Organizations such as reBOOT Canada (www.rebootcanada.ca) and Computers for Schools (www.ic.gc.ca/eic/site/cfs-open.nsf/eng/home) provide refurbished computers to charities and schools across the country.

Things to Remeber Before Donating

- Be sure to erase any private information from the hard dirve.

- Call the receiving organization to make sure they will accept the type and condition of electronics you wish to donate.

- Write down what you donated; you may be eligible to write off a portion of the value of the items at tax time.  Contact the Canada Revenue Agency for details.

For more information please give me call 905-456-1000!

Follow me on twitter @thepamdaniels and on Facebook/CallPamD

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Tuesday, January 24, 2012

Five Signs Your Home is Overpriced

According to Forbes here are five reasons why your home may not be selling:

 

1. Your home is priced well above your neighbouring properties

- The first thing brokers do before they recommend a price to a seller, is they look at the sales prices of the last three sales of comparable-sized homes in the your neighborhood. You can conduct your own research to determine a reasonable price before you hear estimates from brokers. 

2. After a couple months you still haven’t received an offer

- (it's not uncommon for high high-end homes, for example, to stay on the market for years) but there should be a flurry of showings and interest in the first four to six weeks the home is on the market if it's priced properly. 

3.  Your spoke to several realtors before you hired the one who recommended the highest price for your home

- Realtors seldom want to take a property that is overpriced, simply for the fact that the chances of selling it are slim

4. There aren’t any scheduled showings

- Immediately after the home hits the market, there should be at least a few appointments for showings.

5. The home is priced for expensive, unique amenities that may not hold broad appeal.

-Your family may have enjoyed endless hours of fun in your indoor badminton court, but not everyone loves badminton as much as your family does.

House

 

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Sunday, January 22, 2012

Untitled

TIPS ON HOW TO SELL YOUR OLD ELECTRONICS

....To a Buy-back website. Online resellers such as SellyourElectronics.ca allow you to to sell your old electronics for cash,or recycle them if they aren't worth anything. Once you receive a free quote online, print a prepaid shipping label and mail your gadgets to the reseller.

....On eBay or Craigslist. Many people turn to these popular websites to sell a variety of items. eBay has partnered with the Rethink Initiative to help you sell ,donate or recycle your old technology.

....Back to the manufacturer. Many manufacturers, including Apple, Sony, Toshiba and Hewlett-Packard offer trade-in programs that will pay market value for your computers and equippment, depending on the condition of these items.Visit the manufacturers  websites for more information.

Email Pam at pdaniels11@sympatico.ca for more information.

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Saturday, January 21, 2012

Winter Checklist

Print this checklist and prep your home for the winter weather.

 

Check and clean or replace furnace air filters each month during the heating season. Ventilation system, such as heat recovery ventilator, filters should be checked every two months.

 

After consulting your hot water tank owner’s manual, drain off a dishpan full of water from the clean-out valve at the bottom of your hot water tank to control sediment and maintain efficiency.

 

Clean humidifier two or three times during the winter season.

 

Vacuum bathroom fan grille.

 

Vacuum fire and smoke detectors, as dust or spider webs can prevent them from functioning.

 

Vacuum radiator grilles on back of refrigerators and freezers, and empty and clean drip trays.

 

Check pressure gauge on all fire extinguishers; recharge or replace if necessary.

 

Check fire escape routes, door and window locks and hardware, and lighting around outside of house; ensure family has good security habits.

 

Check the basement floor drain to ensure the trap contains water; refill with water if necessary.

 

Monitor your home for excessive moisture levels — for example, condensation on your windows, which can cause significant damage over time and pose serious health problems — and take corrective action if necessary.

 

Check all faucets for signs of dripping and change washers as needed. Faucets requiring frequent replacement of washers may be in need of repair.

 

If you have a plumbing fixture that is not used frequently, such as a laundry tub or spare bathroom sink, tub or shower stall, run some water briefly to keep water in the trap.

 

Clean drains in dishwasher, sinks, bathtubs and shower stalls.

 

Test plumbing shut-off valves to ensure they are working and to prevent them from seizing.

 

Examine windows and doors for ice accumulation or cold air leaks. If found, make a note to repair or replace in the spring.

 

Examine attic for frost accumulation. Check roof for ice dams or icicles. If there is excessive frost or staining of the underside of the roof, or ice dams on the roof surface.

 

Keep snow clear of gas meters, gas appliance vents, exhaust vents and basement windows.

 

Monitor outdoor vents, gas meters and chimneys for ice and snow buildup. Consult with an appropriate contractor or your gas utility for information on how to safely deal with any ice problems you may discover.

 

Check electrical cords, plugs and outlets for all indoor and outdoor seasonal lights to ensure fire safety; if worn, or if plugs or cords feel warm to the touch, replace immediately.

 

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Wednesday, January 18, 2012

Credit Repair

If your credit score is not as high as you would like it to be, read your report vigilantly to find out which factors are most likely having a negative influence on your score, and then work to improve them.

 

Here are some tips, from the Financial Consumer Agency of Canada (FCAC), on how to improve your credit score:

 

 

  • Always pay your bills on time. Although the payment of your utility bills, such as phone, cable and electricity, is not recorded in your credit report, some cell phone companies may report late payments to the credit-reporting agencies, which could affect your score.
  • Try to pay your bills in full by the due date. If you aren't able to do this, pay at least the required minimum amount shown on your monthly credit card statement.
  • Try to pay your debts as quickly as possible.
  • Don't go over the credit limit on your credit card. Try to keep your balance well below the limit. The higher your balance, the more impact it has on your credit score.
  • Reduce the number of credit applications you make. If too many potential lenders ask about your credit in a short period of time, this may have a negative effect on your score. However, your score does not change when you ask for information about your own credit report
  • Make sure you have a credit history. You may have a low score because you do not have a record of owing money and paying it back. You can build a credit history by using a credit card. See the next section to find out how.
    Credit

 

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Tips for what to do with your Old Electronics!

Electronics_blog

RECYCLE

Since electronics are made of precious metals and hazardous materials, it's dangerous to send them to landfills.  Electronics recycling recovers the usable materials from the device and safely disposes of the hazardous waste.  Visit the Electronic Recycling Association website (www.era.ca) for more information.

For a full list of tips and information, please email me at pdaniels11@sympatico.ca

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Sunday, January 15, 2012

Strategies for a healthy credit rating

A healthy credit rating is important when buying a house. Here are some tips to ensure your credit rating stays healthy:

  1. Borrow fully secured money. Secured debts are those that are backed up by some sort of asset or guarantee. The most common examples are car loans or mortgages. If you don't pay, the creditor sells the "security". When applying for this type of loan, credit will generally be granted up to 75% of the value of the underlying security. A variation on this is to have someone co-sign or guarantee your debt. In this case, they will be granting credit to your co-signer, not you. If you repay the loan, your record will benefit. If you default, the co-signor will be required to pay.
  2. Obtain a secured credit card. Placing a sum of money on deposit with a bank and pledging the money as security for the card does this. If you don't make your required payments, the bank will withdraw the money from your deposit and reduce your available credit accordingly.
  3.  Borrow for an RRSP. For some reason, banks view people with RRSPs differently. It demonstrates that you're looking towards your future. When you receive your tax refund, use the refund to repay the loan, thereby paying off the debt more quickly then you were required. This will cause a marked improvement in your report.
  4.  Borrow when you don't need to. Obtain a small line of credit. Use it to pay bills and then immediately pay off the line. Repeat this process and over time, it will have a marked improvement in your credit report.

 

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Thursday, January 12, 2012

Winterizing Your Garden

Snow both protects and endangers plants. A good snow cover insulates the soil like a mulch. In order to keep your plants and trees safe for the long winter months try these tips:  

-       Cut back dry stems of perennials to soil level after frost to neaten the garden and remove pest eggs and disease spores that may linger. Leave stems with attractive seed heads for winter interest.

-       Compost dead plant debris to create an organic soil conditioner. Hot, active piles kill weed seeds and disease pathogens; passive, inactive piles do not. Throw questionable plant material in the trash. 

-       Cut off diseased foliage from evergreen plants and shrubs and discard it in the trash. Rake up and discard the old, disease-bearing mulch, too. 

-       To prevent rodents from nesting in the soil, wait until the ground freezes before adding a 6-inch layer of organic material as winter mulch. 

-       Mulch perennial and shrub beds with pine needles or chopped leaves. This protects both plant roots and the soil and moderates the effects of extreme temperature changes during winter freezes and thaws.

-       Mulch bulb beds with evergreen boughs to protect the soil from shifting and cracking during the winter. Otherwise plants, especially small, shallowly planted bulbs, can be heaved to the surface.

-       Protect the tender bark of young trees from gnawing critters by wrapping stems or trunks with wire or commercial tree-guard products.

-       Screen evergreens, particularly exposed broad-leaved types, from drying winter wind and sun by setting up burlap screens or shade cloth shelters.

 

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Monday, January 9, 2012

Popular Ski Hills in Ontario

Put down that shovel and hit the ski hill for an experience the whole family can enjoy! Listed below are 5 popular ski resorts in Ontario that offer more then just skiing. Visit their websites for more details.

1. Blue Mountain  

Ontario's largest mountain resort in Collingwood, 2 hours north of Toronto. Offers a 720 ft vertical, 36 trails and 14 lifts. A ski vacation destination complete with slope side accommodations.

2. Calabogie Peaks   

Alpine and cross country ski resort located an hour west of Ottawa, Ontario. 760 ft vertical, 22 trails and ski-in ski-out accommodations.

 3. Horseshoe Valley Resort  

A popular ski vacation destination for Toronto area skiers. 304 feet of vertical, 25 runs and 6 lifts. Located one hour north of Toronto off Highway 400 north of Barrie.

 4. Mount St. Louis Moonstone  

Offering 2 mountains, a 550 ft vertical, 40 runs and 100% snowmaking. Located 30 minutes north of Barrie and 1 3/4 hours north of Toronto.

 5. Talisman Mountain Resort    

One of Ontario's ski holiday destination for Toronto area skiers, located in the Beaver Valley area, 2 hours north of Toronto at Kimberely. 600 foot vertical, 6 lifts, 15 runs and a terrain park. Ski-in ski-out lodging options.

Familyskiing


 

 

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Friday, January 6, 2012

Popular Reads of 2011

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1. The Hunger Games by Suzanne Collins

2. Water for Elephants by Sara Gruen

3. Bossypants by Tina Fey

4. Room by Emma Donoghue

5. The Help by Kathryn Stockett

6. The Girl Who Kicked the Hornet's Nest by Stieg Larsson

7. The Girl with the Dragon Tattoo by Stieg Larsson

8. The Girl Who Played with Fire by Stieg Larsson

9. Divergent by Veronica Roth

10.Dead Reckoning by Charlaine Harris

11. Delirium by Lauren Oliver

12. Across the Universe by Beth Revis

13. Shadow Fever by Karen Marie Moning

14. Matched by Allie Condie

15. City of Fallen Angels by Cassandra Clare

16. Wither by Lauren DeStefano

17. Lover Unleashed by J.R. Ward

18. This Side of the Grave by Jeaniene Frost

19. One Day by David Nicholls

20. Where She Went by Gayle Forman

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